WE OFFER FULL SERVICE & DO-IT-YOURSELF
FULL SERVICE STARTS WITH A FREE CREDIT ASSESSMENT, $1 CREDIT REPORT AND A FREE CONSULTATION
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DO-IT-YOURSELF CREDIT MONITORING $24.99/MO
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PHASE 2: BUILD GOOD CREDIT WITH THESE EXCLUSIVE OFFERS
Opening new accounts that build good credit will result in higher credit scores
Let's start achieving your financial dreams and goals
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CREDIT FACTS
The credit bureaus calculate higher credit scores for consumers that have at least 2-3 open credit cards with low balances, an installment loan and a mortgage, and a good payment history for 2 years
LET'S RAISE YOUR SCORE
Your scores could start increasing within the first 45-60 days by removing negative items and building new credit
Over 6-9 months, the average credit score may increase significantly
IF YOU HAVE A CREDIT CARD
Establish a good payment history for 6-12 months
Pay on time by the due date every month by setting up automatic payments
Pay by the statement date (instead of the due date) to report a lower outstanding balance to the credit bureaus
When your balances are low, request an approved limit increase to improve your utilization ratio
IF YOUR CREDIT CARD HAS A HIGH INTEREST RATE
Pay the balance down to 25% or less of the approved credit limit
Apply for a balance transfer with a lower interest rate and reasonable fees
JUMPSTART YOUR CREDIT SCORE WITH THESE STRATEGIES
*Co-Signer*
*Authorized User*
*Secured Credit Card*
*Credit Builder Account*
BUILD CREDIT WITHOUT GOING INTO DEBT
Start using credit cards to pay expenses that you normally pay from your checking account
Set up these credit card accounts to be automatically paid in full each month
Build credit without incurring more debt
LET'S GET STARTED
ENROLL IN CREDIT REPAIR & FINANCIAL COACHING TODAY
***JOIN THE 800 CLUB***
We share facts, tips and strategies to help you get there
***GOOD CREDIT EARNS YOU MORE PURCHASING POWER***
Get the best value for your money
PRACTICE GOOD FINANCIAL HABITS
SPEND LESS THAN YOU EARN
Set up a realistic budget for spending, saving, paying off debt and having fun
Check your bank account frequently to ensure that there are no unauthorized transactions
Establish a $1,000 emergency fund in a separate bank account
Also save an additional 3-6 months income for longer-term needs
Enjoy time with family and friends while saving for your retirement years
Build Good Credit
Credit cards, loans and mortgages
contribute to your credit score |
If you have an open credit card
build credit without going into debt |
If you don't have a credit card yet
we'll provide some options |
