Build Good Credit

Build Good Credit
After Your Credit Repair Process Has Been Completed

Credit Repair and Financial Coaching to Empower Illinois Residents to Achieve Their Dreams and Goals

REQUEST YOUR FREE CREDIT ASSESSMENT, $1 CREDIT REPORT & FREE CONSULTATION

PHASE 2: BUILD GOOD CREDIT WITH THESE EXCLUSIVE OFFERS
Opening new accounts that build good credit will result in higher credit scores
Let's start achieving your financial dreams and goals

CREDIT FACTS
The credit bureaus calculate higher credit scores for consumers that have at least 2-3 active credit cards plus an installment loan and a mortgage

LET'S RAISE YOUR SCORE
Your scores could start increasing within the first 45-60 days by removing negative items and building new credit. Over 6-9 months, the average credit score may increase significantly.

IF YOU HAVE A CREDIT CARD
Pay on time every month
Pay 2-3 days before your billing cycle ends
Pay by the statement date instead of the due date
Establish a good payment history for 6-12 months
When your balances are low, request a credit line increase

IF YOU HAVE A CREDIT CARD WITH A HIGH INTEREST RATE
Pay down debt to 25% or less of the approved credit limit
Apply for a balance transfer with a lower interest rate and reasonable fees

JUMPSTART YOUR CREDIT SCORE WITH THESE STRATEGIES
Co-Signer
Authorized User
Secured Credit Card
Credit Builder Account

BUILD CREDIT WITHOUT GOING INTO DEBT
Ask about our proven strategy for building good credit without going into debt

LET'S GET STARTED
ENROLL IN CREDIT REPAIR & FINANCIAL COACHING TODAY

YOUR NEXT CAR, YOUR DREAM CAR
SAVE $$$ WITH A HIGHER CREDIT SCORE for a new car or refinancing

DISCLAIMER: The FICO calculator examples for autos and mortgages are for educational purposes only, please request personalized details from a lender

YOUR NEXT HOME, YOUR DREAM HOME
SAVE $$$ WITH A HIGHER CREDIT SCORE for a new mortgage or refinancing

GOOD CREDIT EARNS YOU MORE PURCHASING POWER
Get the best value for your money

PRACTICE GOOD FINANCIAL HABITS
SPEND LESS THAN YOU EARN
Set up a realistic budget for spending, saving, paying off debt and having fun
Check your bank account frequently to ensure that there are no unauthorized transactions
Establish a $1,000 emergency fund in a separate bank account
Also save an additional 3-6 months income for longer-term needs
Enjoy time with family and friends while saving for your retirement years