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BUILD GOOD CREDIT WITH THESE EXCLUSIVE OFFERS
Opening new accounts that build good credit will result in higher credit scores
Let's start achieving your financial dreams and goals
CREDIT FACTS
The credit bureaus calculate higher credit scores for consumers that have at least 2-3 active credit cards plus installment loans and a mortgage
LET'S RAISE YOUR SCORE
Your scores could start increasing within the first 45-60 days by removing negative items and building new credit. Over 6-9 months, the average credit score may increase significantly.
IF YOU HAVE A NEW CREDIT CARD
Pay on time every month
Pay 2-3 days before your billing cycle ends
Pay by the statement date instead of the due date
Establish a good payment history for 6-12 months
When your balances are low, request a credit line increase
IF YOU HAVE A CREDIT CARD WITH A HIGH INTEREST RATE
Pay down debt to 25% or less of the approved credit limit
Apply for a balance transfer with a lower interest rate and reasonable fees
JUMPSTART YOUR CREDIT SCORE WITH THESE STRATEGIES
*Co-Signer*
*Authorized User*
*Secured Credit Card*
*Credit Builder Account*
*BUILD CREDIT WITHOUT GOING INTO DEBT*
Ask about our proven strategy for building good credit without going into debt
LET'S GET STARTED
ENROLL IN CREDIT REPAIR & FINANCIAL COACHING TODAY
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DISCLAIMER: The FICO calculator examples for autos and mortgages are for educational purposes only, please request personalized details from a lender |
***GOOD CREDIT EARNS YOU MORE PURCHASING POWER***
Get the best value for your money
PRACTICE GOOD FINANCIAL HABITS
Spending less than you earn is a priority
Set up a realistic budget for spending, saving, paying off debt and having fun
Check your bank account frequently to ensure that there are no unauthorized transactions
Establish a $1,000 emergency fund in a separate bank account
Save 3-6 months income to use for planned or unplanned situations
Enjoy time with family and friends while saving for your retirement years