​​​​​​FINANCIAL OVERCOMERS​
Credit Repair and Financial Coaching to Empower Illinois Residents to Achieve Their Dreams and Goals​

YOU HAVE A DREAM 
WE HAVE A PLAN

YOUR BEST CREDIT SCORE STARTS HERE!
 ✅ Implement Top Tips & Proven Strategies
​✅Save Thousands of Dollars
✅ Gain Financial Freedom

Michele Berry-Nuñez, ​President/CEO
​After a succ​essful career as a Corporate Accountant, now I'm a Credit Repair Expert on a mission to empower family, friends and clients to achieve their financial dreams and goals. Let's get started!

​PUT BAD CREDIT BEHIND YOU
❌NO MORE... 
❌Errors on Your Credit Report
❌Denial Letters or Co-Signers
❌High Interest Rates
❌​Low Credit Limits

CLIENT & AFFILIATE PORTAL

REQUEST YOUR FREE CREDIT ASSESSMENT, $1 CREDIT REPORT & FREE CONSULTATION

FREQUENTLY ASKED QUESTIONS FROM NEW CLIENTS

OUR SERVICES INCLUDE ​​​
✔ Personalized Credit Audit $159 
✔ Two New Clients $99/month
✔ Military Discount $99/month
✔ Individual Plan $129/month
✔ 3-Bureau Credit Report $1
✔ FREE Credit Assessment 
✔ FREE Consultation
​✔ Money Back Guarantee​

OTHER SERVICES
✔  Transfer ITIN Credit History to SSN $100

​WE FOLLOW
✔ FCRA-Compliant Credit Repair Practices
✔ Transparent & Ethical Processes

WE OFFER OUR CLIENTS
✔ Credit Monitoring Recommendations
✔ Personalized Credit Repair Strategies
​✔ Personalized Debt Repayment Plan​
✔ Financial Management Tools
✔ ​Results-Driven Approach
✔ No Long-Term Contracts
✔ Monthly Status Updates
✔ Credit Education

OUR PERSONALIZED APPROACH 
​Repair your negative credit history

The Fair Credit Reporting Act (FCRA) allows us to review negative items on your credit reports and request removal of information that is incorrect, outdated or cannot be verified. This may boost your credit score.

Monitor your monthly updates

In the Client Portal we provide 24/7 access to view changes to your credit reports and scores with status updates from a credit monitoring service. Log in at your convenience.

Implement financial coaching strategies to increase your credit score

We share several strategies to build good credit. Implementing more than one strategy may increase your credit score faster.

WE GUARANTEE RESULTS WITH PROVEN STRATEGIES, LET'S GET STARTED!

We review all of the negative items on your credit reports from the 3 major credit bureaus (Equifax, Experian and TransUnion)
​We send all correspondence to the credit bureaus and collection agencies on your behalf

​​​Bankruptcies
Foreclosures
Collections
Charge-offs
Repossessions​​

Medical bills
Credit card debt
Late payments 
Student loans
​Inquiries​

Incorrect names and addresses (possibly identity theft)
Other types of incorrect and/or negative items that may appear on a credit report

 ✅​ CLOSED ACCOUNT WITH LATE PAYMENT ERRORS REMOVED FOR AGL

YOUR BEST CREDIT SCORE

starts here

A GOOD CREDIT SCORE

is a step towards financial freedom

WE'RE EXCITED

about your dreams becoming a reality