FOR ACTIVE MILITARY, VETERANS AND RESERVE MEMBERS




​​​​​​FINANCIAL OVERCOMERS​
Credit Repair and Financial Coaching to Empower Illinois Residents to Achieve Their Dreams and Goals​

​We Proudly Serve 
Aurora • Chicago • Naperville • Elgin • Joliet • Rockford • Peoria • Springfield • Northern/Central/Southern Illinois

​***WE HONOR OUR FALLEN HEROES***

YOU HAVE A DREAM 
WE HAVE A PLAN

YOUR BEST CREDIT SCORE STARTS HERE
 ✅ Implement Top Tips & Proven Strategies
​✅ Save Thousands of Dollars
✅ Gain Financial Freedom

Michele Berry-Nuñez, ​President/CEO
​After a succ​essful career as a Corporate Accountant, now I'm a Credit Repair Expert on a mission to empower family, friends and clients to achieve their financial dreams and goals. Let's get started!

​PUT BAD CREDIT BEHIND YOU
❌NO MORE 
❌Errors on Your Credit Report
❌Denial Letters or Co-Signers
❌High Interest Rates
❌​Low Credit Limits

WE OFFER FULL SERVICE & DO-IT-YOURSELF

CLIENT & AFFILIATE PORTAL

FULL SERVICE STARTS WITH A FREE CREDIT ASSESSMENT, $1 CREDIT REPORT AND A FREE CONSULTATION

FREQUENTLY ASKED QUESTIONS FROM NEW CLIENTS

FULL SERVICE​​​
✔ Personalized Credit Audit $159 
✔ 3-Bureau Credit Monitoring $$24.99/mo
✔ Two New Clients $99/mo per person
✔ Military Discount $99/month
✔ Individual Plan $129/month
✔ FREE Credit Assessment 
✔ FREE Consultation
​✔ Money Back Guarantee​

​DO IT YOURSELF
✔ 3-Bureau Credit Monitoring $24.99/mo
​
NEW SOCIAL SECURITY NUMBER  
​✔  Transfer ITIN Credit History to SSN $100
​
WE FOLLOW
✔ FCRA-Compliant Credit Repair Practices
✔ Transparent & Ethical Processes

WE OFFER OUR CLIENTS
✔ Credit Monitoring Recommendations
✔ Personalized Credit Repair Strategies
​✔ Letters for All Credit Disputes
✔ Financial Management Tools
✔ ​Results-Driven Approach
✔ No Long-Term Contracts
✔ Monthly Status Updates
✔ Credit Education

FULL SERVICE & DO-IT-YOURSELF 3-BUREAU VANTAGESCORE CREDIT MONITORING $24.99/MO

OUR PERSONALIZED APPROACH 
​Repair your negative credit history

The Fair Credit Reporting Act (FCRA) allows us to review negative items on your credit reports and request removal of information that is incorrect, outdated or cannot be verified. This may boost your credit score.

Monitor your monthly updates

In the Client Portal we provide 24/7 access to view changes to your credit reports and scores with status updates from a credit monitoring service. Log in at your convenience.

Implement financial coaching strategies to increase your credit score

We share several strategies to build good credit. Implementing more than one strategy may increase your credit score faster.

WE GET AMAZING RESULTS THAT CHANGE LIVES
​Start with a clear vision in mind and we'll empower you with strategies

We review all of the negative items on your credit reports from the 3 major credit bureaus (Equifax, Experian and TransUnion)
​We send all correspondence to the credit bureaus and collection agencies on your behalf

​​​Bankruptcies
Foreclosures
Collections
Charge-offs
Repossessions​​

Medical bills
Credit card debt
Late payments 
Student loans
​Inquiries​

Incorrect names and addresses (possibly identity theft)
Other types of incorrect and/or negative items that may appear on a credit report

YOUR BEST CREDIT SCORE

starts here

A GOOD CREDIT SCORE

is a step towards financial freedom

WE EMPOWER YOU

to achieve your dreams and goals